Money and Benefits
Many older adults miss out on help they qualify for. These official sources can help you understand Social Security and Medicare, find programs that save you money, and get free tax help.
Social Security
- Social Security Administration
The official site. Apply for benefits, check your eligibility, and read about how benefits work. Phone: 1-800-772-1213.
- my Social Security account
Create a free account to see your earnings record and estimated benefits. Only use the official ssa.gov address.
Medicare
- Medicare.gov
What Medicare covers, and how to enroll. Phone: 1-800-MEDICARE (1-800-633-4227).
- Medicare Plan Finder
Compare drug plans and Medicare Advantage plans available where you live.
- SHIP – State Health Insurance Assistance Program
Free, unbiased one-on-one Medicare counseling from trained volunteers in your state.
- Senior Medicare Patrol (SMP)
Learn how to spot and report Medicare fraud and billing errors.
Programs that save you money
- BenefitsCheckUp
A free tool from the National Council on Aging. Answer a few questions to find programs for food, health costs, utilities, and more.
- USA.gov Benefit Finder
The U.S. government's benefit finder (formerly Benefits.gov). Answer a few questions to see federal programs you may qualify for.
- Eldercare Locator
Find local help such as meals, rides, and in-home services. Phone: 1-800-677-1116.
- CFPB – Resources for Older Adults
Guides from the Consumer Financial Protection Bureau on managing money and avoiding financial exploitation.
Taxes
- IRS – Seniors and Retirees
Tax information specifically for older adults, including retirement income and free help.
- AARP Foundation Tax-Aide
Free tax preparation, available to everyone, with a focus on people 50 and older. You do not need to be an AARP member.